F-1 and J-1 health insurance requirements & exceptions
All international students are required to have health insurance while enrolled at Northern Arizona University. Per NAU policy, all international students are automatically enrolled in the Student Health Insurance Plan. Students who have U.S. based insurance coverage from their home government, U.S. employer, or through a parent or spouses’ U.S. employment may be eligible for a waiver. For international students to be waived from this requirement, Campus Health Services must receive notification from the Center for International Education that an international student has provided proof of meeting one of the following waiver requirements:
1. J-1 exchange students coming through the ISEP exchange organization are not required to purchase NAU student health insurance.
All other exchange students must purchase NAU student health insurance, as explained in the pre-arrival information that you received before arriving at NAU.
Questions regarding health insurance should be directed to the NAU Campus Health Services.
2. F-1/F-2 and J-1/J-2 students who are sponsored by the government of their home country, either by full sponsorship including health insurance coverage or by health insurance coverage only.
To request a waiver: F-1 students and their dependents who are academically enrolled or in a language learning program are required to submit the Health Insurance Waiver e-form on iNAU before the waiver deadline. For J-1 or J-2 students, arrangements for the waiver should be made by the sponsoring agency prior to arrival, during the application process.
3. J-1/J-2 students who are sponsored by the U.S. government or an international organization and are provided health insurance coverage.
To request a waiver: For J-1 or J-2 students, arrangements for the waiver should be made by the sponsoring agency prior to arrival, during the application process.
4. F-1/F-2 students who have insurance provided through U.S. employment or through a parent or spouse’s U.S. employment.
To request a waiver: International students may provide health insurance documentation showing type of insurance, coverage amount and dates of coverage to ISSS before the waiver deadline. Coverage must include repatriation and medical evacuation. Travel insurance is not accepted. All documentation must be in English.
All waiver requests must be submitted to International Student and Scholar Services before the waiver deadline: September 6, 2019.
If your request is approved, the waiver will be granted. The final decision to waive the NAU health insurance requirement will be made by the Center for International Education. Requests for waivers and refunds of NAU health insurance for previous semesters will not be granted.
Note: Before requesting a waiver, please keep in mind that health care in the U.S. is extremely expensive and most medical facilities do not bill out-of-country insurance providers. Payment of the medical bill is the patient’s responsibility. The patient will need to seek reimbursement from the home country insurance provider. Health insurance is required for your financial protection and for expenses of the health care providers. The university is not responsible for medical expenses or filing claims.