Individual Supplemental Life

 You may purchase individual supplemental life insurance and AD&D through either The Hartford and Aetna for yourself. 

Compare individual supplemental life insurance plans

Plan FeaturesThe HartfordAetna
Coverage AmountsYou may purchase coverage in increments of $5,000 up to the lesser of:
three times your salary, or $300,000
You may purchase coverage of one, two, or three times your salary (rounded to the nearest $1,000) up to a maximum of $300,000
Newly EligibleYou may purchase up to the maximum amount.You may purchase up to the maximum amount.
Open EnrollmentYou may increase, decrease or stop coverage.  Elections or changes are in multiples of $5,000 up to a $20,000 maximum annuallyIf enrolled, you may elect an additional 1 times your annual salary    

 

2015 Employee Rates

 Per pay period rates per $1,000 of coverage

Age Group The Hartford     Aetna          
18-24$0.037$0.019
25-29$0.037$0.024
30-34$0.046$0.034
35-39$0.051$0.039
40-44$0.088$0.043
45-49$0.120$0.063
50-54$0.194$0.097
55-59$0.277$0.146
60-64$0.498$0.218
65-69$0.498$0.291
70+$0.789$0.460

Example contribution calculation 

Hartford–John is 46 and elects- $50,000
Coverage AmountRateCost Per Pay
($50,000 ÷ 1,000) = 10 X$0.120 = $12.00
Aetna – Jane is 46 and his salary is $50,000 per year. He elects 1 times his salary
Coverage AmountRateCost Per Pay
($50,000 ÷ 1,000) = 10 X $0.063 = $6.28
Note: Your deduction may be different based on rounding