Short Term Disability
Understanding your Options
For income replacement coverage for non-work related accident or illness, you may purchase Short Term Disability (STD) through either The Hartford or Unum Provident.
- There is a maximum benefit of 26 weeks.
- Contributions are after tax so benefits are tax-free.
Compare short term disability plans
|Benefit amount||Weekly benefit of 66.66% of covered weekly base pay||Weekly benefit of 70% of covered weekly base pay|
|Maximum benefit||$769.27 per week||You may select one of three maximum weekly benefit amounts:|
- A - $750 based on an annual salary of $55,714
- B - $1,500 based on an annual salary of $111,430
- C - 2,000 based on an annual salary of $148,571
|Benefits begin ||On the 31st day for illness\injury or immediately if injury is due to an accident|
Exception for late entrants: Benefits begin on the 61st of illness or injury or immediately if injury due to an accident
|Benefits begin on the 31st day. A pre-existing condition may apply|
|Open enrollment||You may add or stop coverage||You may add, increase, decrease or stop coverage|
|Additional Benefits||None||Includes $30,000 of AD&D coverage. To receive this benefit you must enroll & designate a beneficiary|
Additional information on the benefits provided through the Unum
Faculty sabbatical leave
The temporary reduced salary that comes with sabbatical leave affects your disability insurance coverage. If you become disabled while on sabbatical, your benefit payment will be based on your reduced salary and not on your regular 100 percent salary.
Short-term disability procedures and forms