Obtaining Your Loan

Master Promissory note

In order to accept and receive a student loan, a Master Promissory Note (MPN) must be signed and on file with the Dept of Education. MPN's are completed electronically and are valid for 10 years as long as a loan has disbursed within 12 months of signing, regardless of the institution. If a loan has not disbursed within 12 months of signing, the MPN will expire. 

For more information and to complete the Master Promissory Note (MPN), please visit: studentloans.gov. You must sign the MPN with their PIN. This PIN was originally obtained when you completed the FAFSA. If a forgotten PIN is needed go to: pin.ed.gov.

Entrance counseling

In addition to the MPN, all student borrowers must complete an entrance counseling session prior to receiving your federal student loan. This counseling session provides useful tips and tools to help you develop a budget for managing your educational expenses, and also helps you to understand your loan responsibilities.

To complete entrance counseling, please visit: studentloans.gov.